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As a parent, you may worry about providing for your child with special needs who will never achieve financial independence. Fortunately, Pennsylvania has various options to ease your concerns. These are among the most beneficial estate planning solutions to help...
Attorney James Ruggiero discusses Trusts on Your Financial Choices radio show with Laurie A. Siebert, CPA, CFP, AEP. Mr. Ruggiero is a recurring guest on this program. Episode: Trusts 101 Listen to the show: http://yourfinancialchoices.com/show/trusts/
If you have a child with special needs, you may think a lot about how to take care of them. You may also worry about how to make sure they are well-looked after when you are no longer around. While this can feel like a complex issue, there are solutions. Here are a...
Attorney James Ruggiero was a guest on the Lehigh Public Radio show "Your Financial Choices." The show, "Trusts 101," originally aired on June 8, on WDIY 88.1. The station is the NPR member for the Lehigh Valley of eastern Pennsylvania. Listen here.
A supplemental needs trust (SNT) benefits family members who may not be able to care for themselves after your death. Whether you want to provide for your disabled spouse or special needs adult child, these trusts offer long-term benefits. Pennsylvania’s Office of...
The old cliché, "Timing is everything," is true in many ways. It certainly applies to Medicaid planning. Wait too long and you might not qualify for Medicaid assistance with paying for an assisted living facility or nursing home for yourself or your spouse. But you...
If you qualify for Medicare, there are many aspects you need to know about it. You need to see what you are eligible for and how you receive your benefits. According to the Kaiser Family Foundation, there were 62 million Medicare beneficiaries in 2020. Whether you...
As the new year dawns, you want to maximize your financial savings. If retirement looms, the actions you take now may pay off later. The government institutes maximum contributions for retirement savings, especially those that defer taxes. However, there is a way you...
If you own digital assets, you need to include them when you plan your estate. You should also update an existing estate plan to cover digital property such as social media accounts, video and photo files, and domain names. Review these considerations when estate...
From wills to advance directives, Pennsylvanians have many options for creating comprehensive estate plans. Which estate planning tools are right for you and your family may depend on the size of your estate, your tax burden and your personal goals. For many residents...
